Creating value for our clients, shareholders and the communities we serve is at the heart of what Citi does. We believe that it takes innovative business endeavors, high impact philanthropic investments, powerful public-private partnerships, and recruiting and supporting a diverse workforce to ensure we deliver on our commitment to enabling progress and financial inclusion.

  • Inclusive Finance: Launched in 2005, Citi Microfinance is an industry specialist group, dedicated to working globally with Citi’s many product partners and colleagues in local markets, and focused on expanding financial inclusion. Building on Citi’s industry-leading expertise in financing over forty microfinance institutions in 22 countries, Citi Microfinance is expanding its role by working across business lines to build a new generation of scalable and sustainable inclusive finance solutions for Citi’s corporate and government clients that result in sustainable returns for our clients and greater financial access for low-income communities.
  • Partnering with the U.S. Government’s Overseas Private Investment Corporation: Citi Microfinance expanded its partnership with the Overseas Private Investment Corporation to provide local currency funding to microfinance institutions around the world, as well as eligible corporates and financial institutions addressing financial inclusion. Since 2003, more than one million traditionally underserved customers have been reached – more than 90% of whom are women.
  • First-of-its-Kind EYE Bond: Building on Citi’s expertise in Green Bonds, Citi Capital Markets worked with Citi Microfinance and the Inter-American Development Bank (IDB), designed and structured a $500 million four-year Education, Youth and Employment (EYE) bond. The bond is a first-of-its-kind vehicle that will invest in programs across Latin America and the Caribbean to build human capital through early childhood care and education, formal primary and secondary education, as well as labor market placement and vocational training.
  • Access Account: Citi Microfinance worked with Citi’s U.S. Retail Bank to develop and launch the new Access account. The account is a new feature-rich transaction product that appeals to a broad set of clients including young, tech-savvy customers as well as low- and moderate-income customers or those getting a bank account for the first time.
  • Power Africa: Citi has pledged to source $2.5 billion in incremental capital to improve access to electricity for millions of people across Africa as part of the “Power Africa” initiative. Power Africa is a multi-stakeholder partnership between the US Government, governments of several African countries and other public and private sector entities, working to accelerate investment in Africa’s power sector over the next several years.
  • Citi for Cities: Citi is committed to enabling urban progress and strengthening communities in cities worldwide. Through Citi for Cities we partner with governments, businesses, citizens and community groups to identify and implement innovative solutions that drive efficiencies and enhance quality of life – ultimately supporting the growth of cities around the world. Citi plays an instrumental role in helping cities realize their urban vision by harnessing its knowledge, capabilities and best practices from around the world to deliver practical, cost-effective and transformational solutions that benefit citizens, communities and cities.
  • Citi Community Development (CCD): CCD is leading Citi’s commitment to achieve economic empowerment and growth for underserved individuals, families and communities by expanding access to financial products and services, and building sustainable business solutions and innovative partnerships. Our focus areas include: commercial and philanthropic funding; innovative financial products and services; and collaborations with institutions that expand access to financial products and services for low-income and underserved communities.
  • Cities for Citizenship: In 2014, the mayors of the cities of Chicago, Los Angeles and New York City – along with Citi – jointly launched Cities for Citizenship, a major initiative aimed at increasing citizenship among eligible U.S. permanent residents to forge more inclusive and economically robust cities. The initiative will enable cities to expand naturalization and financial capability programs, as well as access to legal assistance, microloans and financial counseling, boosting economic opportunity for immigrants and communities nationwide.
  • Citi Salutes: In 2012, Citi launched “Citi Salutes,” a one-stop resource that consolidates all of Citi’s programs, products and partnerships that support the greater veterans’ community. Managed by Citi Community Development and housed at, the initiative encompasses our long-term commitment to create career opportunities at Citi and within the financial services industry; Citi banking products and services tailored to military customers; money management tools and resources to build financial capability; and information about Citi’s long-time partnerships with veteran service organizations (VSOs).
  • Kindergarten to College (K2C) – Developed jointly by City and County of San Francisco and Citi Community Development, Kindergarten to College program (K2C) is the nation’s first universal child savings account program. K2C ensures that every kindergartner entering San Francisco’s unified school district receives a college savings account containing its first $50 deposit that, if added to regularly, can become a 12-year head start towards college tuition.

Citi Foundation:

  • The Citi Foundation works to promote economic progress and create measurable impact in low-income communities around the world. We invest in efforts that increase financial inclusion, catalyze job opportunities for youth, and reimagine approaches to building economically-vibrant cities. The Foundation’s “More than Philanthropy” approach leverages the enormous expertise of Citi and its employees to fulfill its mission and drive thought leadership and innovation.
  • Pathways to Progress: In 2014, the Citi Foundation launched Pathways to Progress, a three-year, $50 million commitment to give 100,000 low-income youth in the United States the opportunity to develop the workplace skills and leadership experience necessary to compete in a 21st century economy.
  • City Accelerator: The Citi Foundation and Living Cities launched the City Accelerator to foster innovation and promote collaboration between urban leaders to tackle some of their cities’ most pressing issues. The City Accelerator will allow select U.S. cities to pilot innovative efforts that generate economic opportunities for low-income populations and help municipalities run more effectively.

Click Here to learn more about Citi’s corporate responsibility efforts.

Click Here to download Citi’s most recent corporate responsibility report.